Reliable, Accurate, Timely…

One of the most important, but least exercised skills is determining when not to submit a claim to your insurance company. These include claims not covered by your policy, claims under the deductible and claims that are best paid outside the policy. These types of non-submitted claims save on premiums and keep deductibles down, but they also form the basis upon which insurance companies base their decisions on who to underwrite and what to charge at a time when loss experiences are high.

At Innovative Management we help guide our clients through the insurance maze, facilitating the claims process and maximizing the claim settlement. Our methodology also ensures maximum savings on future insurance policy premiums.

Three months before client policies are set to expire, we begin the process of obtaining bids on cost and coverage for the following year.

We also make sure that all contractors carry the required liability and workman's comp coverage.